Why Four-Point Inspections are Essential in Central and South Florida
If you're a homeowner or planning to buy a property in Central or South Florida, you're likely familiar with the term "Four-Point Inspection." This inspection, particularly critical for homes over 30 years old, is often a prerequisite for obtaining homeowner's insurance. Here's a comprehensive look at its importance and what it entails. What is a Four-Point Inspection? A Four-Point Inspection zeroes in on four vital components of a home: HVAC (Heating, Ventilation, and Air Conditioning): Evaluates the system's age, type, and overall condition. Electrical System: Inspects wiring, panels, and compliance with modern safety standards. Plumbing: Examines connections, fixtures, and signs of deterioration or leaks. Roof: Assesses the age, condition, and remaining lifespan of the roof. Unlike a full home inspection, this assessment focuses solely on these key systems. The findings help insurance underwriters determine if the home meets coverage requirements or if improvements...
Nov 29, 2024