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Lose the band, lose the wallet. Makes no sense to me.
You won't lose the band. I bought a second band direct from Machine Era thinking I'd eventually need to replace it due to wear-and-tear, but I've owned 2 wallets from them (both used the same style of elastic) and neither needed it replaced. When there are no cards in the wallet, the elastic cinches down onto the metal enough that it can't slip off.