Me knocking on the wall in response to their dark of the morning alarm; you thinking “You let me into your house with a hammer.” 😄😂🤣
That lyric says to me a lot in relation to your story of the IT Guru and the TA. Many times we need the perspective of others to push a “development” of our own, even if sometimes we need the lessons pounded into our skulls 😂. Sometimes, as uncomfortable as it is (my mom was/is great at “lessons” and giving a push), we need to be pushed to greater heights. At my wife’s current rate of college debt repayment, she’ll be 55 before she’s done, and ho boy do I wish she wouldn’t leave laundry wherever she happens to stop for a moment, but with my guidance her credit score is slowly improving, and thanks to her grandfather she doesn’t have a car loan anymore. She’s trying to teach me to care less... useful for acting and starting/completing tasks, I guess.
I’m not sure I understand what you mean in your “2/5ths value” paragraph about the courses... it was like a $50 class that just pointed out the process of buying a house, and was mostly intended for first time home buyers, and it connected with a bank grant to help with down payments (keeping the property for at least 5 years to get the full grant, so not intended for flippers). Eligibility was partially based on taking the course (to keep your eyes open about what it will take to not get a bad house or undergo foreclosure), but also a yearly income below $62k. It was also eligible for the whole county around my city and suburb, so here were plenty of good, rising value properties, and a few not so great areas, included in the grant... but I think most of the info would have been useful even if I moved to another state. Pittsburgh had a recession after the steel and glass mills left, so there’s a lot of empty houses and lots, but it’s seeing a Renaissance with lots of health and tech firms moving in (big offices for robotics, self driving car research, Amazon, and Google). I’d say it was transparent and a good deal, except my “self employed” situation delayed me till basically now (finally have tax docs), and now they’ve allocated all their grant money 😔