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2.The elastic band binding the plates does not last long, some users report months of use with one pair; I do not want to keep purchasing the bands for life to truly enjoy a minimalistic life.
3.This observation may not apply for this second version; obviously the first version appears to have had sharp and unpolished edges/interiors which in turn stripped the plastic cards' surface.
2) The elastic will not wear out quickly! I've been using a few various Ridge's over the last 2 years, and haven't had to replace the elastic on any of them, the outer plates act as a sort of sheath. We also have a 1 year replacement warranty on the elastic if it should wear out or get damaged for any reason.
3) the interiors are all polished on these versions and we haven't really had any issues with damaged or stripped cards in the wallet.
Let me know if you have any other questions!