MehereI think you're trying to use it for the wrong purpose if you want to access it easily. This is for emergency money like if you lose your wallet and need a cab or a situation when you're basically all out of other options.
Not even Snickers?
I guess you get to complain when you've helped the community save over $24,000; I thought I was a Massdrop addict. I've only helped everyone save over $13,000.